Daily Archives: July 7, 2018


Surprise…Credit Freezes Will Now Be Free

Last fall, one of the major credit monitoring agencies was hacked and the data and privacy of millions and millions of consumers was breached. While that remains a startling violation of information security, there are some responses to it that are helping consumers. One of them is that, thanks to a provision added to a banking bill in the United States House of Representatives, initiating a credit freeze will no longer be a service Equifax and other credit bureaus can charge you for. Assuming the bill is signed into law, in four months the credit freezes will be available to any consumer worried about their fiscal vulnerability following the data breach.

This is no small concern, considering how much damage can be done to your finances if someone has your data. With only your name and social security number, it’s possible to open credit cards and bank accounts, take out loans, and generally leave you vulnerable to financial fraud you often won’t find out about until much later. Untangling that mess can be difficult, particularly if you insist on not paying for things you didn’t do. Some states in America already provided for free credit freezes, but now they’ll be required to be provided at no cost at the federal level. No matter where you live in the United States, you can lock your financial vulnerability down.

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Four Health Conditions That Can Lead to Vision Loss

Everyone hears about how important regular medical check ups are. One of the things routine exams from your doctor can monitor is your vision, especially for the possibility of any problems that might damage or even eliminate your ability to see. Most people would agree that the possibility of vision loss would be a major problem, and many of the health problems that can threaten your vision can be managed or sometimes even cured if your doctor can catch them early enough.

Diabetes is a disease millions of people either have or will have at some point in their life. One of the complications of diabetes is diabetic retinopathy, which causes the retina’s blood vessels to swell. As this condition progresses, your sight can be threatened.

Cataracts are another possible source of vision loss. This is where the lens of the eye become occluded, and can be caused by a number of factors. Surgery can help, but again it’s more effective if treatment can begin early.

Glaucoma is another vision problem, and is when the pressure of the fluid in the eye becomes abnormally high. This can damage your optic nerve, and cause permanent loss of vision.

Macular degeneration is an age related condition where the retina can deteriorate.

Don’t lose your sight; talk to your doctor and let him or her help you stay healthy.

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