We all get sick. It is enviable. And getting sick can result in hospital medical bills. The average medical bill is about $200 and sometimes they are reported to collection agencies. Unpaid or late payments can result is as much as 100 points off your credit rating. How much does your insurance cover? What is […]
Not spending more than you have is the key to financial freedom. There are some avenues that you can follow to help you financially, such as investing, but, in the end, if you spend more money than you earn, then you will not be fiscally sound. Some of the ways you can limit your spending […]
In 2013, a change happened in the way people traveled. The TSA gave all of us the ability to significantly ease the travel process but no one noticed. Previously, the only possibility of traveling was through an extensive and personal screening before flying but then came TSA pre-check. The pre-check makes it possible to skip […]
According to the American Psychological Association (APA), stress caused by debt and financial problems can cause major health problems. It can also cause people to adopt unhealthy coping mechanisms like drinking or eating too much.
If you have elderly parents like I do elderly fraud is a threat we all know too well. Scamming people take advantage of the elderly new to the environment by stealing precious information and ruining their credit and bankrupting them. The victim can only pick up the pieces after because by the time he or […]
When you are watching your spending, you may not take into account that what you do socially with your friends has some influence on your budget. Your peers may influence what you buy, for example if all of your friends have a new Iphone, you may want the Iphone as well even if you don’t […]
The war waged between your wallet and your mind is a demanding, stressful, constant battle. It is a battle that has sunk many ships, bankrupt many families and driven many mad but it is a battle that you can win. Should you save to send your kids to college, take a nice vacation, remodel your […]
Retirement often represents certain difficulties. With all that free time, there may be a tendency to let ones thoughts carry them away into unnecessary stress and anxiety. As usual, the first step to a solution is recognizing the problem. This means that we must be as aware as possible of our thought processes and patterns. […]
According to a recent blog post, there are 15 steps that people can take to achieve financial independence. In the blog post, written by Jeff Rose, actionable steps are outlined that will make sense to even the least savvy of savers. These actions range from addressing someone’s financial mindset to actual tangible things that can […]
Many Americans have large balances of credit card debt; for the average family, the amount is over $15,000 dollars. With average interest rates over 13%, many families see themselves potentially having to pay large amounts of money in interest simply by making just the minimum payment. With such large sums, many families are trying to […]
