Who’ll Pay For Americans To Live To 100?

Americans are living longer lives but are also outliving the savings designed to support them. If there are no changes in the policies of employers and the federal government to address this, there could be negative economic consequences for this country. Encouraging later retirements and supporting part-time opportunities for retired workers are possible steps toward a solution. These can be promoted through changes to the Social Security system that would allow workers to complete their Social Security obligation after 40 years of contributions, provide lump sum benefits to workers that are working past a traditional retirement age, and alterations to address the solvency of the system. Another major area of reform to stem the economic impacts of the aging population involves addressing the long-term care costs. Ideas for this have included subsidized long-term care insurance and integration of long-term care costs into Medicare, both intended to stem the tide of older Americans having to use Medicaid for long-term care purposes.

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Who’ll Pay For Americans To Live To 100?


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