The article “This is How Much Student Loan Debt Will Cost You in Retirement” explains that for every dollar of student debt one has, 35 cents are taken from each dollar of retirement money saved. Paying off loans early actually does not help with this. The best approach is to pay the student debt on […]
Most of Americans have at least one credit card that they use on a regular basis. Banks and big business our now offering great rewards programs competing with one another for your credit card business. Today you can reap the rewards of cash back on all purchases using some cards. Corporations are fighting each […]
In the article “Are Your Kids Financially Literate? 4 Ways to Teach the Value of a Dollar” a dad and financial advisor describes ways he instills financial literacy in his child. He advises to keep your child in the loop with your spending decisions, helping them to understand tradeoffs at an early age. In addition, […]
10,000 people turn 65 every single day in the United States. Coupled with the looming wave of baby boomers and modern medicine, we all expect we will have the largest influx of retirees we have seen to date. Yet, what is retirement, really? Or, what should it be? Is it walking on the beach, lounging, […]
The American Dream of owning a home is not exactly the trend anymore. Statistics show that renting is on the rise largely due to employment changes. The best way to decide whether to rent or buy is to consider if you will be with the same job for at least 5 years. The cost to […]
Spring time is here, and it is time to not only clean your house but also clean up your finances! This article suggests several ways you can start to clean up your finances immediately. Dealing with student loan debt? Try the loan service CommonBond that can lower your rates and save you money in the […]
Budgeting is a lot like dieting. There are tons of programs out there saying they know the very best way to be successful. The problem is, we spend so much time finding the “right way”, that we never put in the time and work to being successful. Using your favorite method of budgeting can help […]
The current economy is evolving rapidly. Businesses are shifting away from traditional workplace environments, brick and mortar shops and mass production manufacturing. There are new opportunities for service-based companies, freelance contractors and entire boutique industries are popping up all over the world. This isn’t just a trend; it’s becoming the new normal. That’s great news […]
The owner of an anti wrinkle cream company “Frownies” has been indicted by the IRS on five counts of filing false income tax returns and 2 counts of aiding and assisting in filing false income tax retuns. If convicted he could face 3 years in prison and a fine of $250,000. The owner failed to […]
Interested in finding where the next great job market will turn up? Don’t worry, this isn’t a get rich quick scam that has a 95% chance of happening today and sounds good but has no certainty in the months or years ahead. How can I be so certain? It’s because these occupations are absolutely necessary […]
