When you are watching your spending, you may not take into account that what you do socially with your friends has some influence on your budget. Your peers may influence what you buy, for example if all of your friends have a new Iphone, you may want the Iphone as well even if you don’t […]
The war waged between your wallet and your mind is a demanding, stressful, constant battle. It is a battle that has sunk many ships, bankrupt many families and driven many mad but it is a battle that you can win. Should you save to send your kids to college, take a nice vacation, remodel your […]
Retirement often represents certain difficulties. With all that free time, there may be a tendency to let ones thoughts carry them away into unnecessary stress and anxiety. As usual, the first step to a solution is recognizing the problem. This means that we must be as aware as possible of our thought processes and patterns. […]
According to a recent blog post, there are 15 steps that people can take to achieve financial independence. In the blog post, written by Jeff Rose, actionable steps are outlined that will make sense to even the least savvy of savers. These actions range from addressing someone’s financial mindset to actual tangible things that can […]
Many Americans have large balances of credit card debt; for the average family, the amount is over $15,000 dollars. With average interest rates over 13%, many families see themselves potentially having to pay large amounts of money in interest simply by making just the minimum payment. With such large sums, many families are trying to […]
Caffeine consumption could affect fertility. The National Institue of Health (NIH) and Ohio State Univeristy performed a study that looked into miscarriage risks in early pregnancy. Caffeine was one of factors that showed an increase risk for miscarriage. When the women drank more than 2 cups of coffee in the weeks leading up to conception […]
Having a disabled child can be very expensive. For this reason, Social security is available to children under 18. If your child is disabled, he or she may qualify for social security disability payments. There are many requirements to qualifying. First the child must have a mental or physical disability that seriously limits his or […]
With the most expensive colleges in the United States costing $60,000 plus per year, the total investment to send a child off to get a higher education can easily top $300,000. Given this is the same price as a nice well equipped home in many areas people are becoming more interested in the return on […]
Many people look to buy stocks that pay dividends because they think this will provide income in retirement. The author Dr. Kim a respected economist argues that dividends are not the way to get income from stocks. In examples he shows that selling stocks is preferable to income through dividends. Dividends are taxed at a […]
A new study published by a Yale medical doctor correlates smaller size in the first trimester of gestation with an increased risk of premature birth. An quintile increase in fetal size in the first trimester resulted in a 10% – 15% decrease in both indicated and spontaneous preterm birth. The study examined a large cohort […]
